Prices checked August 2026. Vietnamese đồng is the authoritative figure — dollar equivalents move with the exchange rate.
How much does expat health insurance cost in Vietnam?
Expat health insurance in Vietnam runs from about US$300–600 a year for basic Vietnam-only cover to US$3,000–6,000 or more for premium worldwide policies. Mid-tier local or regional cover is roughly US$700–1,200, and international-standard plans US$1,200–3,000. Age, deductible and region of cover move these figures substantially.
What should I check on a Vietnam health policy besides the price?
Check the annual maximum, because cheap local policies frequently cap total payouts at 100,000,000–500,000,000₫, which does not go far in a serious admission. Also confirm outpatient cover, dental, maternity, pre-existing conditions, evacuation, and whether treatment outside Vietnam is included at all. Comparing premiums without comparing these is meaningless.
What do Vietnamese bank accounts cost?
Opening an account in Vietnam is usually free, with monthly maintenance around 5,000–15,000₫ if balance conditions are not met and a debit card annual fee of 50,000–100,000₫. Some international banks waive card fees entirely — HSBC Vietnam charges no issuance or annual fee, with replacement cards at 110,000₫. A minimum balance may apply.
How much do ATMs charge foreign cards in Vietnam?
Vietnamese ATM operators typically charge 22,000–66,000₫ per withdrawal on a foreign card, before whatever your home bank adds in fees and exchange margin. Withdrawing larger amounts less often is meaningfully cheaper. Opening a local account removes the problem entirely if you are staying long enough to justify it.
Where these prices come from
- Vietnam expat health insurance cost guide 2026
- Feather Vietnam health insurance guide
- HSBC Vietnam debit card fees
- Vietnam bank account fee benchmark
Prices are market benchmarks for Hanoi, not quotes from the businesses listed below. Always confirm directly before booking.